With the competition created from a global marketplace and with business expenses on the rise, business owners are beginning to feel the squeeze. In order to compete in this competitive marketplace, they are forced to offer attractive credit terms to their customers. However, they can no longer afford to wait 30–60-90 days for their customers to pay. Therefore, many companies are now turning to banks and other funding sources to convert the biggest asset they have — their Accounts Receivable — into cash to be used for:

• Advertising
• Inventory
• Staffing
• Expansion
• Equipment Purchases
• Marketing
• Taking advantage of supplier discounts

By partnering with ICF to offer an attractive working capital solution to qualified business owners, the bank/funding source will:

»   Attract a high caliber customer thus increasing the deposit base
»   Receive ancillary lending such as car loans
»   Receive ancillary lending such as real estate loans
»   Receive ancillary lending such as credit cards
»   Receive ancillary lending such as equipment loans
»   Significantly increase Fee revenue
»   Increase Interest revenue
»   Increase the bank/funding source overall bottom line