Accounts Receivable Financing - managing the cash flow gap
Inova Capital Funding
9 out of 10 business owners surveyed said that the biggest headache they face is managing their cash flow.

Business owners are faced with the neverending problem of having most of their profits tied up in their Accounts Receivable while needing to stay current on their business expenses. Customers expect, and competition, demands that the business owner extend 30-60-90 day terms to their customers. However, taxes, payroll, growth opportunities, supplies, etc. never wait for the exact time the customers decide to pay, and the business owners’ money arrives. This results in a painful cash flow gap for the frustrated business owner.

When a business outgrows their borrowing base, what do you do? Turn them away? Not anymore.

Line of Credit with A/R Purchase Line
Figure 1: Line of Credit with TBF Line

Business owners need a bank to provide a program for converting the biggest asset they have — their Accounts Receivable — into cash. The ability to turn their Accounts Receivable into immediate cash for supplies, taxes, payroll, advertising, inventory, staffing, and expansion is crucial to many business owners and you can capitalize on this very lucrative venture.

Inova Capital Funding will joint market the All Biz product, a specialized business funding product exclusive to Inova Capital Funding to solicit business owners to Inova Capital Funding's partner banks in the area in which they are located.


I'd love to attract new business owners to our bank/funding source by offering a working capital financing program, but I don't know which businesses would be suitable.

Inova Capital Funding has expertise in and will process the following types of businesses:

»   Advertising Agency Accounts Receivable financing processing
»   Building Products Suppliers Accounts Receivable financing processing
»   Consulting Firms Accounts Receivable financing processing
»   Courier Services Accounts Receivable financing processing
»   Distributors Accounts Receivable financing processing
»   Electronics Companies Accounts Receivable financing processing
»   Engineering Firms Accounts Receivable financing processing
»   Environmental Services Accounts Receivable financing processing
»   Fabrication Shops Accounts Receivable financing processing
»   Freight Companies Accounts Receivable financing processing
»   Government Contracts Accounts Receivable financing processing
»   Home Health Services Accounts Receivable financing processing
»   Machine Shops Accounts Receivable financing processing
»   Manufacturers Accounts Receivable financing processing
»   Moving Companies Accounts Receivable financing processing
»   Packing Companies Accounts Receivable financing processing
»   Printing Companies Accounts Receivable financing processing
»   Refrigeration Companies Accounts Receivable financing processing
»   Security Services Accounts Receivable financing processing
»   Service Providers (all kinds) Accounts Receivable financing processing
»   Software Development Companies Accounts Receivable financing processing
»   Staffing Companies Accounts Receivable financing processing
»   Technology Consulting Accounts Receivable financing processing
»   Telecommunications Companies Accounts Receivable financing processing
»   Textile Companies Accounts Receivable financing processing
»   Toy Manufacturing Companies Accounts Receivable financing processing
»   Transportation Companies Accounts Receivable financing processing
»   Warehouse Companies Accounts Receivable financing processing